Benefits

Welcome to the Employee Benefits Page

On this page you will find all things related to insurance. Certified employees who work 0.46 FTE or more and classified employees who work 17.5 hours/week or more are eligible for benefits. Please use the menu below for information on:

Health Insurance
Dental Insurance
Vision Insurance
Employee Assistance Program
Supplemental Insurance including Flex and HSA benefits
Life Insurance

Your Benefits Specialist is:

Ruth Hardesty
Phone: 406-924-2023
Email: benefits@bsd44.org
Fax: 406-924-2988

Administration Building - Human Resources Department
312 N Weaver
Belgrade, MT 59714

Mailing address:
PO Box 166
Belgrade, MT 59714

Insurance Information

Benefits Open Enrollment

New Employee Enrollment

New employees are eligible for benefits the 1st of the month following eligible employment. If you have questions regarding benefit eligibility, please reach out to benefits@bsd44.org.

Effective Dates: September 1, 2025 – August 31, 2026

~~Open enrollment will be held in Spring or Summer of 2026 for the next benefits plan year.~~

Once you have signed up for benefits as a new employee (30-day window), you will need to wait to make any changes (add or remove coverage, add or remove dependents or waive health (Medical/Dental/Vision) insurance) until the next Open Enrollment without a Qualifying Event.

Please plan your coverage accordingly for the entire plan year.

HEALTH, DENTAL, AND VISION

Joint Powers Trust (JPT) – Online Enrollment and Waivers Only (no paper forms)

Employee Web Portal Access: go online to register at https://www.employeenavigator.com/Benefits/Account/Register.
Employee will need:
- Company Identifier: BSD44
- Employee's last 4 of SSN
- Employee's first and last name
- Employee's date of birth

Health Savings Account (HSA) – American Fidelity

You must submit a new deduction authorization every year.
Please make an appointment with an American Fidelity representative to enroll.
If you currently have an HSA with Stockman or First Security you can TRANSFER your funds from the bank to an American Fidelity account- Please schedule a meeting with an American Fidelity representative.
If you currently have an HSA with Stockman or First Security, you can opt to STAY with your bank. You will need to fill out a new HSA Payroll Deduction Authorization Form and return it to Ruth Hardesty in the Benefits Office at the Administration building.
HSA Payroll Deduction Authorization Form
HSA Qualified Medical Expenses
Payroll authorization deductions have a deadline of August 30, 2023 into the Benefits office to take effect on your September check.

Lincoln Financial Life Insurance

All employees will be required to update their beneficiary for their district provided life insurance policy in the Employee Navigator portal alongside your election or waiver of your insurance benefits.
Employees have the opportunity to elect additional coverage for themselves, spouses, and children.

Health Insurance: Joint Powers Trust/EBMS

Dental/Vision/Critical Illness/Accident: MetLife

2025-2026 Dental Insurance Information

MetLife is the provider for dental insurance. There are two options available for eligible employees. You can access the dental patient portal at mybenefits.metlife.com.

MetLife Dental Low Plan
MetLife Dental High Plan
Dental Rates

2025-2026 Vision Insurance Information

MetLife/VSP is the provider for vision insurance. You can access the vision patient portal at mybenefits.metlife.com.

Vision Plan
Vision Rates

2025-2026 Critical Illness Information

Come back soon for this information.

2025-2026 Accident Information

Come back soon for this information.

Employee Assistance Program (EAP)

Belgrade School District offers an Employee Assistance Program (EAP) at no charge for benefits eligible employees. This includes counseling sessions, a digital emotional wellbeing program, work-life web services, financial wellness, legal services, and identity theft resolution. These programs provide confidential assistance with a wide variety of resources that are readily available by making a phone call or visiting the EAP website , and that information is as follows:

Sapphire Resource Connection
- Local Counselor 406-523-7707
- 24hr hotline - 866-767-9511
- www.sr-connection.com
Employee Connect (Through Lincoln Financial)
- 888-628-4824
www.GuidanceResources.com - click link to register, use code LFGSUPPORT for Organization Web ID

Recuro Health TeleMed

Life Insurance: Lincoln Financial

Supplemental Insurance, Flex and HSA Accounts

Please contact the administrative office if you have additional questions regarding the information on this page, or If you are experiencing difficulty accessing the information on this page. Please call 406-924-2492.

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